COMMON QUESTIONS

• Is Jerry a licensed insurance agency?

  Yes. Jerry Insurance Agency, LLC is licensed in all 50 states and Washington, D.C., with a team of more than 100 licensed agents and customer support staff. You can confirm our licensing anytime on our insurance licenses page or through your state’s department of insurance.

• What kinds of insurance can I compare and buy through Jerry?

  You can compare car, home, renters, motorcycle, and rideshare insurance through Jerry, and bundle across types to save even more.
  
  Most brokers only bundle within a single carrier. Jerry’s mix-and-match approach lets you pair policies from different carriers whenever that combination beats a single-carrier bundle on total cost, so you’re never leaving savings on the table.

• Which insurance companies does Jerry compare?

  Jerry compares quotes from 100+ insurers, from well-known names like Progressive, Geico, Allstate, Liberty Mutual, Bristol West and Travelers to regional and specialty carriers you might not find on your own. The specific carriers available to you depends on your state and driver profile.

• Will shopping with Jerry affect my credit score?

  Nope. Comparing quotes and buying insurance through Jerry won’t affect your credit score at all. Insurers may run a soft credit pull to generate your quotes, but soft pulls are invisible to lenders and leave your score completely untouched.

• How do I file a claim?

  Claims are handled directly by your insurance carrier, since they’re the company providing your coverage. So if something happens, you’ll file with them, not through Jerry.
  
  But you’re not on your own. Jerry can help you understand the process, track down the right contact information, and get the support you need along the way.

• Why might my final rate be different from my initial quote?

  An initial quote is an estimate based on the information you provide. Your final rate is confirmed once the carrier completes its own underwriting review, which may include verifying your driving record, claims history, and credit-based insurance score. This is standard across every insurer and broker, not unique to Jerry.
  
  The good news: the more complete and accurate your initial details, the closer your quote will land to your final rate, so a little care up front usually means no surprises later.